Health Insurance

Please visit after June 15 for instructions on how to waive the University-sponsored insurance.

• To qualify for the waiver, the student's health insurance policy must meet or exceed the coverage provided by the University-sponsored plan.
• The policy must also be written and filed in the United States and allow for coverage at physicians' offices, laboratories, emergency centers, and pharmacies in the State of Connecticut.

• Fairfield University requires that all undergraduate and graduate international students, part-time or full-time, maintain the University sponsored health insurance policy through Cultural Insurance Services International. Students will see a charge of $2,346.00 on their tuition bill for a health insurance policy for the 2026-2027 academic year.
• International student cannot waive the University-sponsored health insurance coverage.

• Fairfield University requires that all full-time undergraduate students maintain or purchase a health insurance policy. Under Fairfield University’s “hard waiver” program, these students will see a charge of $3,360.00* on their tuition bill for a health insurance policy for the 2026-2027 academic year. However, if the student has access to comparable or better health insurance through other means (e.g. parents’ coverage) and does not wish to be enrolled in the university-sponsored plan, the student must complete an online waiver to provide proof of coverage.
• Students completing the waiver to decline the University-sponsored plan will receive full credit on their tuition bill
  
  *Subject to change dependent upon final approval by State of Connecticut.

• Fairfield University requires that all full-time graduate and doctoral students maintain or purchase a health insurance policy. Under Fairfield University’s “hard waiver” program, students who already have insurance and who do not want the University-sponsored insurance plan must complete a waiver to provide proof of coverage.
  
  Enrollment in the University-sponsored health insurance is not automatic for graduate students.
  
  If students would like to enroll in the University-sponsored insurance plan, please email healthinsurance@fairfield.edu.  The cost of the yearly plan for the 2026-2027 academic year is $5,178*. Only graduate and doctoral students enrolled in the insurance plan will be charged for the insurance.

*Subject to change dependent upon final approval by State of Connecticut.

• Coverage under a parent’s employer insurance plan: For those under age 26, you may qualify to enroll as a dependent on the health insurance plan held by a parent.
  
  
• Individual coverage through your state insurance marketplace: Coverage is available for individual enrollment through the insurance marketplace in the state in which you are a permanent resident. Visit healthcare.gov and complete the questionnaire to view plans that you may qualify for. Depending on your household income, you may also qualify for a subsidy for coverage purchased through your state marketplace.
  
  
• Individual health insurance plans available on the open market (outside of the official state marketplace).

If you have any questions regarding the Student Health Insurance Plan, please email healthinsurance@fairfield.edu.

*Subject to change dependent upon final approval by State of Connecticut.